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Protection by HSBC Amanah

A comprehensive range of solutions to protect you and your loved ones.

Get cashback on your second-year contribution

Enjoy rewards of up to 0.50% cashback with our HSBC Amanah Banca-Takaful VIP Programme*. Simply pay your second-year premium through your HSBC Current or Savings Account/-i or with your HSBC credit card/-i.

*HSBC Amanah Banca-Takaful Programme terms and conditions apply. Offer runs 1 January to 31 December 2025.

Earn up to 6.88% profit per year2 by purchasing a Takaful plan with us

Secure higher profits with a Term-Deposit-i of up to 3 months in MYR by purchasing a Takaful plan with us.

Offer runs from 1 January 2025 to 31 March 2025.

Promotional profit rates

Product Tenure Profit rate1 Minimum TD-i placement Placement ratio
Shariah-Compliant Unit trusts1 3-month

MYR TD-i

6.88% per year

MYR50,000 1:1
Structured investments-i1 3-month

MYR TD-i

6.88% per year

MYR50,000 1:2
Foreign currency sukuk1 3-month

MYR TD-i

6.88% per year

MYR50,000 1:2

BancaTakaful2

 

(Regular Contribution)

3-month

MYR TD-i

6.88% per year

 

MYR20,000 1:1

BancaTakaful2

 

(Single Contribution)

3-month

MYR TD-i

6.88% per year

MYR20,000 1:3

Promotional profit rates

Product Shariah-Compliant Unit trusts1
Tenure 3-month
Profit rate1

MYR TD-i

6.88% per year

Minimum TD-i placement MYR50,000
Placement ratio 1:1
Product Structured investments-i1
Tenure 3-month
Profit rate1

MYR TD-i

6.88% per year

Minimum TD-i placement MYR50,000
Placement ratio 1:2
Product Foreign currency sukuk1
Tenure 3-month
Profit rate1

MYR TD-i

6.88% per year

Minimum TD-i placement MYR50,000
Placement ratio 1:2
Product

BancaTakaful2

 

(Regular Contribution)

Tenure 3-month
Profit rate1

MYR TD-i

6.88% per year

 

Minimum TD-i placement MYR20,000
Placement ratio 1:1
Product

BancaTakaful2

 

(Single Contribution)

Tenure 3-month
Profit rate1

MYR TD-i

6.88% per year

Minimum TD-i placement MYR20,000
Placement ratio 1:3

Protection for you and your loved ones (apply at branch)

Visit any of our Amanah branches to apply today.

Takaful Future Defender

  • Limited pay protection plan with coverage up to age 80
  • Coverage for death, total permanent disability (TPD) and accidents
  • Easy application process with just 3 health questions

Other protection products (apply at branch)

  • Takaful LifeSelect Single
    A single contribution investment-linked takaful plan that is tailored
    to help you achieve your investment goal with peace of mind knowing that you have coverage in the event of Death, Total and Permanent Disability as well as Critical Illnesses.
  • Takaful FutureSecure
    Sharing your legacy, your way. Takaful FutureSecure is a Shariah-compliant single contribution family takaful plan that provides death coverage and lets you leave a seamless legacy of love behind.
  • Takaful Future Education
    Takaful Future Education is a 5-year limited pay regular contribution investment-linked takaful plan that allows you to achieve a balance between your protection needs and investing to build a brighter future for your children with a minimum sum covered of either RM100,000 or based on the sum covered multiple requirements below, whichever is higher. The maximum sum covered is subject to underwriting and sustainability requirements.
  • Takaful FutureMax
    Get an investment-linked plan that protects you and helps build your savings for your family. This plan is designed to safeguard your loved ones' emotional and financial wellbeing from the many uncertainties in life. You will get an additional investment fund booster at the end of certificate year 5, as well as a maturity reward. Plus, 50% of the sum covered will be payable to you if you are diagnosed with cancer.
  • Takaful Future Prime
    Takaful Future Prime is an investment-linked plan that offers a 3-year limited contribution period and coverage up to age 100 (your 'Age Next Birthday' applies). At the end of certificate year 3, you are entitled to a fund booster of 10% of the annual contribution. This plan is designed for simplicity and convenience, featuring streamlined enrolment through the Guaranteed Issuance Offer (GIO) of up to RM500,000 annual contribution, with no medical check-ups required for a hassle-free experience.
  • Takaful Reducing Term Cover (TRTC) for Home Financing
    A home is basic necessity for any family. Takaful Reducing Term Cover for Home Financing has been designed to complement your home financing account. It works by paying the Reducing Sum Covered in the event of an untimely Death or Total and Permanent Disability during the financing term, thereby easing the financial burden of your loved ones.
  • Takaful Future Wealth
    HSBC Amanah Takaful Future Wealth is a flexible five-year savings and protection plan that gives you Annual Cash Payout (ACP) and minimum maturity benefit to look after you and your family for the next 20 years.
  • Takaful Lifestyle Protector Plus
    A regular contribution family takaful plan. The plan will help you and your family to manage financial setbacks caused by Death or Total and Permanent Disability. It also help to reduce the financial impact in the event that you are diagnosed with any of the 36 Critical Illnesses.
  • Takaful Future Wealth Plus
    Takaful Future Wealth Plus is a 5-year limited pay savings and protection plan with 20 years coverage. You are entitled to an annual cash payout (ACP), and in the 20th certificate year, at least 45% of your total contributions will be returned as a maturity benefit. With the Guaranteed Issuance Offer (GIO) feature, no medical check-up is required, so enrolment is hassle free.

Contact us to find out more

Related products

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Find the right investment opportunity for you.

 

Enjoy higher and flexible financing options to suit your needs.

Important notes:

Issued by HSBC Amanah Malaysia Berhad 200801006421 (807705-X). Member of PIDM. Protected by PIDM up to RM250,000 for each depositor. This material has not been reviewed by the Securities Commission Malaysia (SC).

1HSBC Amanah Premier Q1 2025 Wealth Bundling Terms & Conditions apply (“Promotion”). This Promotion is open to new and existing active HSBC Amanah Premier customer(s). The minimum investment amount in Wealth Products and the TD-i, as well as the ratio, must be accordance with the amount stated in the Terms & Conditions. A maximum limit of MYR150 million TD-i placements apply collectively throughout the Promotion Period, which is pooled together with 'HSBC Premier Q1 2025 Wealth Bundling'. All TD-i placements under this Promotion must be made with New Funds. HSBC Bank is the sole provider for this Promotion. TD-i Promotional Rates are subject to Overnight Policy Rate revision.

2HSBC Amanah Q1 2025 Banca-Takaful Bundling Campaign Terms & Conditions apply (“Promotion”). The Promotion is open to new and existing active HSBC Amanah Premier and HSBC Amanah Advance customer(s). The minimum investment amount in Banca Products and the TD-i, as well as the ratio, must be accordance with the amount stated in the Terms & Conditions. A maximum limit of MYR62 million TD-i placements apply collectively throughout the Promotion Period, which is pooled together with 'HSBC Q1 2025 Bancassurance Bundling Campaign'. All TD-i placements under this Promotion must be made with New Funds. HSBC Bank is the sole provider for this Promotion. TD-i Promotional Rates are subject to Overnight Policy Rate revision.

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