HSBC Amanah Term Deposit-i
It's easy to open an account online.
Key Benefits and Privileges
- Higher returns than an ordinary savings accountEnjoy fixed and competitive deposit rates from 2.45% - 2.55% p.a.
- Flexible deposit amounts and tenuresMake flexible placement from as low as RM1,000 (2 months and above) or RM5,000 for 1 month
- Easy to openOnline account opening in a few simple steps. It's a paperless application - simple and convenient
Profit Rate
| Tenure (month) |
Profit rate (% p.a.) |
|---|---|
| 1 - 2 | 2.45 % |
| 3 - 11 | 2.50 % |
| 12 - 60 | 2.55 % |
| Tenure (month) |
1 - 2 |
|---|---|
| Profit rate (% p.a.) |
2.45 % |
| Tenure (month) |
3 - 11 |
| Profit rate (% p.a.) |
2.50 % |
| Tenure (month) |
12 - 60 |
| Profit rate (% p.a.) |
2.55 % |
Minimum deposit of RM5,000 for one (1) month tenure or RM1,000 for tenure of two (2) months and above.
If you withdraw the term deposit-i before the maturity date, you shall provide us with a rebate (ibra’) on the profit portion payable from the Murabahah Sale Price:
For term deposit-i placed/renewed before 1 March 2025:
- If the term deposit-i is held for less than 3 months, you won't receive a profit, and you shall provide us with a full rebate (ibra') on the actual profit portion contracted
- If the term deposit-i is held for 3 months or longer, we will pay the profit at half of the contracted rate for each completed month, and you shall provide us with a rebate (ibra') equivalent to the sum of half of the profit for the completed months and the full profit for the uncompleted months
For term deposit-i placed/renewed on or after 1 March 2025:
You shall provide us with a full rebate (ibra') on the profit portion payable if you withdraw the term deposit-i before the maturity date, and you won't receive a profit.
The rebate shall be deducted from the Murabahah Sale Price.
How to place Term Deposit-i online in 3 simple steps
Online banking
1. Log on to HSBC Malaysia online banking with your username and password or security device.
2. Select “Term Deposit-i” from drop-down list under “Type”. Complete the application with remaining 3 fields to be filled.
3. Verify all details then 'Confirm' your application.
Apply for Term Deposit-i in a few simple steps
Existing HSBC customer
New to HSBC
Prerequisite of opening term deposit-i is to have at least one HSBC Amanah savings or current account-i for fund channeling purposes.
Things you should know
To be eligible for Term Deposit-i, you must:
- Have at least one HSBC Amanah current account-i or savings account-i
- Minimum deposit amount: RM5,000 for 1 month or RM1,000 for 2 months and above
Member of Perbadanan Insurans Deposit Malaysia
Protected by Perbadanan Insurans Deposit Malaysia up to RM250,000 for each depositor*.
Frequently asked questions
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