HSBC Amanah Term Deposit-i
It's easy to open an account online.
Key Benefits and Privileges
- Higher returns than an ordinary savings accountEnjoy fixed and competitive deposit rates from 2.45% - 2.70% p.a.
- Flexible deposit amounts and tenuresMake flexible placement from as low as RM1,000 (2 months and above) or RM5,000 for 1 month
- Easy to openOnline account opening in a few simple steps. It's a paperless application - simple and convenient
Profit Rate
| Tenure (month) |
Profit rate (% p.a.) |
|---|---|
| 1 | 2.45 |
| 2 | 2.45 |
| 3 | 2.55 |
| 4 - 5 | 2.55 |
| 6 - 8 | 2.60 |
| 9 | 2.65 |
| 10 - 11 | 2.65 |
| 12 - 17 | 2.70 |
| 18 - 23 | 2.70 |
| 24 - 35 | 2.70 |
| 36 - 47 | 2.70 |
| 48 - 59 | 2.70 |
| 60 | 2.70 |
| Tenure (month) |
1 |
|---|---|
| Profit rate (% p.a.) |
2.45 |
| Tenure (month) |
2 |
| Profit rate (% p.a.) |
2.45 |
| Tenure (month) |
3 |
| Profit rate (% p.a.) |
2.55 |
| Tenure (month) |
4 - 5 |
| Profit rate (% p.a.) |
2.55 |
| Tenure (month) |
6 - 8 |
| Profit rate (% p.a.) |
2.60 |
| Tenure (month) |
9 |
| Profit rate (% p.a.) |
2.65 |
| Tenure (month) |
10 - 11 |
| Profit rate (% p.a.) |
2.65 |
| Tenure (month) |
12 - 17 |
| Profit rate (% p.a.) |
2.70 |
| Tenure (month) |
18 - 23 |
| Profit rate (% p.a.) |
2.70 |
| Tenure (month) |
24 - 35 |
| Profit rate (% p.a.) |
2.70 |
| Tenure (month) |
36 - 47 |
| Profit rate (% p.a.) |
2.70 |
| Tenure (month) |
48 - 59 |
| Profit rate (% p.a.) |
2.70 |
| Tenure (month) |
60 |
| Profit rate (% p.a.) |
2.70 |
Minimum deposit of RM5,000 for one (1) month tenure or RM1,000 for tenure of two (2) months and above.
If the Customer withdraws the deposit before the maturity date, the Customer agrees that the Bank shall be entitled for a rebate equivalent to:
- For deposits 3 months and below: profit from the Murabahah Sale Price; and
- For deposits above 3 months: half of the profit for the completed months plus the profit for the uncompleted months.
The rebate shall be deducted from the Murabahah Sale Price.
How to place Term Deposit-i online in 3 simple steps
Online banking
1. Log on to HSBC Malaysia online banking with your username and password or security device.
2. Select “Term Deposit-i” from drop-down list under “Type”. Complete the application with remaining 3 fields to be filled.
3. Verify all details then 'Confirm' your application.
Apply for Term Deposit-i in a few simple steps
Existing HSBC customer
New to HSBC
Prerequisite of opening term deposit-i is to have at least one HSBC Amanah savings or current account-i for fund channeling purposes. Therefore, you are advised to open HSBC Amanah savings or current account-i via online account opening, then proceed to HSBC Malaysia online banking to instantly place term deposit-i online.
Things you should know
To be eligible for Term Deposit-i, you must:
- Have at least one HSBC Amanah current account-i or savings account-i
- Minimum deposit amount: RM5,000 for 1 month or RM1,000 for 2 months and above
Member of Perbadanan Insurans Deposit Malaysia
Protected by Perbadanan Insurans Deposit Malaysia up to RM250,000 for each depositor*.
*Click here for more details on PIDM protection.
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