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Employee Banking Solutions

Exclusive banking solutions and benefits for your employees

Employee Banking Solutions

Employee Banking Solutions (EBS)1 gives you access to our exclusive benefits – at home and around the world – that we have designed to help your employees to maximise their earnings, as well as take good care of them and their loved ones.

Up to 6.80% p.a.2 earned for 3 months.

Join HSBC Amanah Advance and credit salary/perform inwards funds transfer of minimum RM3,000 monthly and spend with HSBC Credit Card/-i now.

Offer runs from 15 November 2024 – 14 February 2025. T&Cs apply.

Here's how:

For Saved: Salary credited or inward funds transferred of minimum RM3,000 monthly.

For Saved & Spent: Salary credited or inwards funds transferred of minimum RM3,000 monthly & spent with HSBC Credit Card/-i.
Average Daily Balance (ADB) (RM) Historical Bonus Reward Rate for Saved Maximum Historical Effective Hibah Rate Given for Saved Historical Bonus Reward Rate for Saved & Spent Maximum Historical Effective Hibah Rate Given for Saved & Spent
First 30,000
1.00% p.a. 1.00% p.a. 1.00% p.a. 1.00% p.a.
Next 50,000
(ranging from 30,000 - 80,000)

2.00% p.a. 1.63% p.a. 4.15% p.a. 2.97% p.a.
Next 30,000
(ranging from 80,000 - 110,000)

4.15% p.a. 2.31% p.a. 6.80% p.a. 4.01% p.a.
Next 90,000
(ranging from 110,000 to 200,000)

1.00% p.a. 1.72% p.a. 1.00% p.a. 2.66% p.a.
For Saved: Salary credited or inward funds transferred of minimum RM3,000 monthly.

For Saved & Spent: Salary credited or inwards funds transferred of minimum RM3,000 monthly & spent with HSBC Credit Card/-i.
Average Daily Balance (ADB) (RM) First 30,000
Historical Bonus Reward Rate for Saved 1.00% p.a.
Maximum Historical Effective Hibah Rate Given for Saved 1.00% p.a.
Historical Bonus Reward Rate for Saved & Spent 1.00% p.a.
Maximum Historical Effective Hibah Rate Given for Saved & Spent 1.00% p.a.
Average Daily Balance (ADB) (RM) Next 50,000
(ranging from 30,000 - 80,000)

Historical Bonus Reward Rate for Saved 2.00% p.a.
Maximum Historical Effective Hibah Rate Given for Saved 1.63% p.a.
Historical Bonus Reward Rate for Saved & Spent 4.15% p.a.
Maximum Historical Effective Hibah Rate Given for Saved & Spent 2.97% p.a.
Average Daily Balance (ADB) (RM) Next 30,000
(ranging from 80,000 - 110,000)

Historical Bonus Reward Rate for Saved 4.15% p.a.
Maximum Historical Effective Hibah Rate Given for Saved 2.31% p.a.
Historical Bonus Reward Rate for Saved & Spent 6.80% p.a.
Maximum Historical Effective Hibah Rate Given for Saved & Spent 4.01% p.a.
Average Daily Balance (ADB) (RM) Next 90,000
(ranging from 110,000 to 200,000)

Historical Bonus Reward Rate for Saved 1.00% p.a.
Maximum Historical Effective Hibah Rate Given for Saved 1.72% p.a.
Historical Bonus Reward Rate for Saved & Spent 1.00% p.a.
Maximum Historical Effective Hibah Rate Given for Saved & Spent 2.66% p.a.

Note:

  1. Maximum Historical Effective Hibah Rate (EHR) of 4.01% p.a. was calculated on RM110,000 average daily balance, when customer saved and spent.
  2. This Promotion’s rewards and mechanics are strictly based on the historical disclosures. Any disclosure of historical rate shall not be construed as an indicative or prospective return, nor give rise to any obligation on the part of HSBC Amanah to provide such rate in the future.

Exclusive rewards and benefits for your employees!

Exclusive worldwide Premier benefits

Exclusive access to Premier benefits with worldwide recognition and extend Premier to your family members.

Instant cash access

Get cash out instantly at any of the 10,000+ MEPS ATMs nationwide with unlimited fee waiver.

International banking services

Provide pre-departure overseas account opening with seamless global transfers.

24/7 online foreign exchange

Access real-time FX rates including zero fees for local and international transfers.

Unlock even more benefits

  • Enjoy credit card annual fee waiver
    We'll waive the annual fee for your HSBC credit card up to 3 years, subject to approval.
  • Exclusive sessions on financial wellbeing
    Learn more about managing your money and the global markets at our invite-only financial wellbeing and market outlook sessions.
  • Preferential rates on Personal and Home Financing
    If you're looking to take a personal financing or buy/upgrade to a new home, you can get preferential rates as an EBS client.

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Get in touch to get started

If you're a human resources representative for employee benefits and engagement activities in your company, please leave us your details and we'll be in touch to discuss how we can help.

Notes

1 HSBC Amanah Perks@Work Terms and Conditions apply.

2HSBC Amanah Advance Promotion Terms and Conditions apply

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